How to Apply for the Spaza Shop Fund in South Africa (2025 Guide)

– Application Process, Requirements, Contacts, and FAQs Are you a spaza shop owner in South Africa looking for funding or government support? The Spaza Shop Support Programme, also known as the Spaza Shop Fund, is a government initiative designed to uplift and support township businesses, particularly informal and micro-retailers.

This guide answers the most searched questions and walks you through how to apply, what’s required, and where to get help — with verified contact details and application steps.

What is the Spaza Shop Support Programme?

The Spaza Shop Support Programme is an initiative by the Department of Small Business Development (DSBD), in collaboration with the Small Enterprise Finance Agency (SEFA), aimed at helping spaza shops improve operations, register formally, and access working capital.

Who Qualifies for the Spaza Shop Fund?

To qualify for the fund, you must meet the following:

• Be a South African citizen or legal permanent resident

• Own or operate a registered spaza shop or general dealer

• Operate in a township or rural area

• Be willing to register with CIPC, SARS, and UIF (if not already)

• Willing to sign up with a bulk-buying group or wholesaler

What Does the Spaza Shop Fund Offer?

The support may include:

• Working capital loans (up to R7,000 per applicant)

• Blended funding (part grant, part loan – repayable at 0% interest)

• Stock replenishment via approved wholesalers

• Training and mentorship

• Support with business compliance registration

How to Apply for the Spaza Shop Fund in 2025

Here is the step-by-step application process:

Step 1: Prepare your documents

• South African ID or permit

• Proof of spaza shop ownership (lease agreement, photos, affidavits, etc.)

• Business registration certificate (if registered)

• Bank account details

Step 2: Register with CIPC
Visit www.bizportal.gov.za or your nearest CIPC Self-Service Terminal to register your business.

Step 3: Apply at SEFA
You can apply directly through SEFA’s online platform or visit a SEFA agent at your local NCRS-affiliated spaza shop hub or NYDA office.

Step 4: Await verification
Your application will be reviewed. If approved, the fund will be disbursed either as stock via an approved wholesaler or direct working capital.

Where to Apply: Contact Details and Support

SEFA National Call Centre

• Phone: 086 000 7332

• Email: helpline@sefa.org.za

• Website: www.sefa.org.za

Department of Small Business Development (DSBD)

• Phone: 0861 843 384

• Email: info@dsbd.gov.za

• Website: www.dsbd.gov.za

You can also visit your nearest NYDA office, CIPC terminal, or SEFA regional office for in-person assistance.

Frequently Asked Questions (FAQs)

1. Is the Spaza Shop Fund still available in 2025?
Yes, the programme continues into 2025. Applications are open year-round but may close temporarily when the fund reaches capacity.

2. Can foreign nationals apply for the spaza shop fund?
No, the programme is currently open only to South African citizens or permanent residents with legal documentation.

3. Can I apply online for the spaza shop fund?
Yes. Visit www.sefa.org.za and follow the Spaza Shop Support Programme application link.

4. How long does it take for the spaza fund to be approved?
Approval typically takes 7 to 21 working days, depending on document verification and fund availability.

5. Do I need to repay the spaza shop loan?
The programme offers blended finance — part grant, part loan. The loan portion is interest-free and has a flexible repayment period.

6. What if I don’t have a business bank account?
You’ll be assisted in opening a bank account during registration. It’s required for fund disbursement.

7. Can I apply if I’m not registered with CIPC?
Yes, but you’ll be required to register before final approval. Registration is free via BizPortal.

Final Tips for Applicants

• Have photos of your shop ready to submit

• Make sure your ID matches the business owner name

• Use an active phone number and email during the application

• Join approved wholesalers to benefit from discounted bulk stock

Conclusion

The Spaza Shop Fund is a golden opportunity for township entrepreneurs to formalize and grow their businesses. Whether you’re restocking, registering for the first time, or seeking mentorship — this programme is built for you.

If you're a small retailer trying to succeed in South Africa, don’t miss out on this support. Bookmark this page and share it with fellow shop owners in your area.

For more guides like this, visit www.esouthafrica.co.za